Insurance

If you've got it -
Insurance companies are getting better about understanding that Pilonidals are best handled by specialists. Some still want to argue with you, but if you make a big enough stink and keep going up the food chain, you can usually win. Never take no from a front line person answering the phone.  Ask for a supervisor, then ask for the supervisor's supervisor, if necessary.  Sometimes you have to fight for your health, as wrong as that may be.  Be nice, but firm and don't give up. Keeping reminding them that YOU are PAYING them for coverage.

If you don't -
There are still some options!

• Purchase insurance on your own. This is expensive to the point that it probably won't be worth it in the long run since you will likely have a 6 month waiting period before you can even schedule surgery. If you are looking at a longer time frame, think about one of the new medical savings accounts.

• Check with your State's Dept of Social Services.  Sometimes they give people temporary coverage who need treatments but aren't covered.

• Get your costs from the surgeon's office and take out a small loan to cover them. 

• Get a very low interest rate credit card to cover the costs - but don't use it for anything else.

•  Most hospitals have funding available for uncompensated care, but you have to ASK for it and meet their income guidelines. Ask to talk to their patient advocate or social workers.

• Also check with the staff at your doctor's office, every state is different and there may be programs in yours to help.

• If your income is low enough, you may be eligible for Medicaid.

• Also check with your county health department.

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